Ocala Dream Living Newsletter

August 2017   .

In this Issue:

Low Inventory Countrywide!
Thinking of Selling?
Now is the time!!

Happy National

Dog Day !

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A Word from Carol

Getting Pre-approved For a Loan

Lenders pre-approve buyers for loans before they begin house hunting. Give the loan officer information about your assets, income, and debts, so he can tell you what price range to consider. He will do a credit check and work with the lender to address any problems.

Pre-approval can make your offer more attractive to the seller when you find the home you want. Conditional loan approval is even better. See if your loan officer can get a commitment from a lender while you are searching for homes, before you make offers such approval may be subject to appraisal of the home, title search



Is Housing Affordability Actually Improving

Growing incomes and low mortgage rates are helping to prop up housing affordability and offset rising home prices, according to the newly released National Association of Home Builders/Wells Fargo Housing Opportunity Index. A quarter-point drop in interest rates in the second quarter helped to make homes more affordable to more consumers. Between the beginning of April and the end of June, 59 percent of new and existing homes were affordable to families earning the U.S. median income of $68,000.

Lupo's News
by (ASPCA.org)



Heat Wave Approaching! Should You Shave Your Pet?

Summer is in full swing, and temperatures are heating up nationwide. We know that as a responsible pet parent, you want to do everything you can to keep your best four-legged friends cool. So when you look at your furry dog or long-haired cat wearing a thick, fluffy coat, you might feel tempted to break out your grooming tools and give him a serious buzz cut.


Try Vintage Garden Style with Shabby Chic Planters
(by Home Depot)

Call it rustic, vintage, or shabby chic style, but when you get creative with containers, you create a focal point, and a talking point, for your porch and garden. Look around with fresh eyes and think about what you can use in your garden, like the china gravy boat, above. Simply wrap securely with jute twine, knot at the top and attach to a chain with an S-hook.


search, and other issues that will arise during escrow.

Occasionally multiple offers come in on a house, and you may find yourself competing with other buyers. In this case, your offer is more appealing if you include a pre-approval letter. If you have conditional loan approval – in writing from a lender – this is even better. The pre-approval or approval processes, if completed ahead of time, will also save you time and hassle by eliminating from consideration any homes for which you would not qualify.




The national median home price increased to $256,000 in the second quarter from $245,000 in the first quarter, according to the index. Average mortgage rates fell 25 basis points to 4.08 percent in the second quarter from 4.33 percent in the first quarter. “The job market continues to gain steam, and this is boosting housing demand,” says NAHB chief economist Robert Dietz. “Home prices will continue to rise as inventory remains tight. The NAHB expects the housing market will continue to make gradual gains in 2017.” (More)


Hold those clippers!

While you or I would hate to sport multiple layers in 100-degree weather, your pets’ fur coats are actually providing them with heat relief. Acting like insulation, a dog’s coat keeps him from getting too cold in the winter, but also keeps him from overheating in the summer. (More)



I don’t recommend using a family heirloom for this kind of project, but if you shop thrift stores, you will come upon plenty of odd teacups, gravy boats and pitchers that will be lovely with plants in them. You can take the extra step of drilling drainage holes with a drill bit for ceramics, or just be extra careful not to overwater. (More)

Hi, my name is Patti, I am Carol's Virtual Assistant.  If you have information related to Ocala or Real Estate please email me, and I will try and include it in the newsletter.



Jul 17 Newsletter

Jun 17 Newsletter

May 17 Newsletter






Sudoku The New Addiction!!

Just in case you've never played before. The object of the game is to fit the numbers 1-9 in the correct orders.

You need to fill a number from 1 to 9 in every blank cell.  A number must appear only once in each row, column and 3x3 block.

Sounds easy enough.

Don't give up. Once you get the hang of it, its very fun and challenges your brain.

(If you don't see the game on the left  please try refreshing your screen. You can use F5 or your refresh button.)

Carol J. Van Wagner, GRI, E-Pro, AHS, CeMS
Foxfire Realty
Cell: 352-572-4259
Office: 352-479-0123
Fax: 352-479-0124



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