October 2009 .
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October 2009 . |
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In this Issue:
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Ocala, Florida
Beautifully well maintained Ocala Home with 1.5 car garage, Florida room and lanai. Big eat-in kitchen- all appliances stay except microwave. Most furniture stays. Tiled bathrooms, large master bedroom and bath w/ walk-in closet. Located in Crescent Ridge, 55+ community pools, golf courses, restaurants and shopping.
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Happy
(October 31st)
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Ocala Dream Living
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A Word from Carol Preparing A Home For Marketing Now that home selling is changing from a seller's market to a buyer's market, more thought and planning is needed to prepare a home for being shown and sold. In recent years, very little time was needed to sell a residential property. Many homes were sold within days of being placed on the market. Some sales were for prices higher than the asking price, and some home sellers had multiple offers. Today, it's a much different story. Inventories of available homes are up in most markets and prospective buyers are fewer in numbers and more demanding in selecting a property. Mortgage interest rates could start to climb at any time. We're back to being very competitive when
Does Anyone Know What Happened To All The Money ? RISMEDIA, October 6, 2009—Poor men want to be rich. Going back to when gold was currency, many a would-be alchemist tried unsuccessfully to turn some other less valuable material into the yellow alloy. With the invention of paper money, so too came the counterfeiters. And, of course, there is a long and varied history of stock and securities fraud. In most cases, fraud is committed by those in the best position to do so–insiders. So, I was thinking about my battered retirement nest egg and I started to wonder, where did it go? Not just yours and mine but everyone’s money. That has to be a big chunk of change and must have had an impact somewhere. It didn’t build any bridges or schools, and it didn’t create any jobs so it had to go somewhere. Americans’ net worth, which rose last quarter by $2 trillion, is still down $12.2 trillion since 2007.
Lupo's News (by CatAge & Dog Age ) Euthanasia: When Is the Right Time? If your cat is terminally ill, and you're considering euthanasia: • Talk to your vet first (and perhaps get a second opinion) about whether treatment may (or may not) extend the quality and length of your cat's life.
• Observe your cat closely. If he has completely stopped eating, can't get to his litter box, cries when touched, or is immobile or unresponsive, talk to your vet immediately to determine the medical problem and whether it can be treated. • Investigate all your options when the time comes, including going to your own vet clinic or a 24-hour emergency clinic, hiring a mobile vet to perform the euthanasia in the comfort and familiarity of your kitty's own home, or, if you are on a tight budget, taking your kitty to your local animal shelter for euthanasia.
Benefits of Recycling Water (by Home Depot) Did you know that one of the easiest things you can do to help the environment is recycle water? According to the Environmental Protection Agency, up to 1.5 billion gallons of water is wasted every day across the country through poor landscaping practices. The good news is that conserving and reusing household water doesn’t have to be complicated or inconvenient. Read on to see how you can easily recycle water at home.
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offering a home for sale. Here are a few ideas for making your home more saleable: Try to visualize your home from the perspective of a buyer. Focus first on simple cosmetic enhancements, such as a needed coat of paint and new carpet. Make improvements in the front yard landscaping; giving your home enhanced "curb appeal". Give the house a thorough cleaning, and clear rooms and garage of clutter. Update the kitchen and bathrooms as inexpensively as possible with new paint and hardware. Stand out among the crowd with these types of projects that historically increase value.
We had it; now it’s gone. Sure, I know what you are thinking, “It’s the bubble, stupid.” I just don’t understand how that explains where the money went. Somewhere, buried in the vocabulary of “securitization,” “derivatives,” “Collateralized Debt Obligations,” “Credit Default Swaps,” and “arbitrage,” there may be an answer. But, when I hear the various explanations for what went wrong, I get this uneasy feeling that something funny has been going on. It’s like listening to someone tell the most convoluted and complicated lie. It sounds implausible, but it has so many tentacles it’s hard to be sure. In my case, I tend to wild speculation. Unanswered questions lead to more unanswered questions and the hunch just won’t go away. Take for example the securitization of trust deeds, and lenders arbitrarily deciding to cease the age-old practice of filing assignments with the county. (More)
The air is fresh, and your buddy is by your side. What could be more fun and feel less like a workout than hiking with your dog? Just keep these pup-healthy points in mind:
Rainwater
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| Hi, my name is Patti, I am Carol's Virtual Assistant. If you have information related to Ocala or Real Estate please email me, and I will try and include it in the newsletter.
Archives
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Sudoku The New Addiction! Just in case you've never played before. The object of the game is to fit the numbers 1-9 in the correct orders. You need to fill a number from 1 to 9 in every blank cell. A number must appear only once in each row, column and 3x3 block. Sounds easy enough. Don't give up. Once you get the hang of it, its very fun and challenges your brain. (If you don't see the game on the left please try refreshing your screen. You can use F5 or your refresh button.) |
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Carol J. Van Wagner, GRI, E-Pro, AHS, CeMS |
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